For Retailers

Krowd's insights into card transaction data enables retailers to acquire new customers, re-activate dormant customers and increase the share of wallet of existing customers by sending personalised offers through banking & non-banking channels

Problem for Retailers

Generic discounts and offers suffer from structural issues

Silent Brand Killer - Negatively impact a brand's value / image

Result in missed revenues and / or conversions

Has a direct impact on profit margins which retailers cannot protect 


of marketers who use personalised banking offers saw a boost in revenue from the program *


of consumers say they cannot find coupons for items they wish to purchase **


of end-users say they prefer bank linked offers over coupons presented at checkout ***

* CMO Club & Bank of America

** Travel: Euromonitor from trade sources/national statistics

*** Loyalty One